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Upgrading your 3Money card

When you first buy your card, there's a max top up limit of €2500 and a daily limit of €350. You can increase this limit by upgrading your card. You can upgrade here online today or on the app. It takes up to two working days to upgrade your card once you've sent us the right documents. In the 3Money site or on the app, click 'Upgrade your card' and follow the instructions.

How to upgrade:


Send a photo of one of these as ID:

  • Passport
  • Driving License
  • Garda Age Card


Send a photo of one of these as proof of address:

  • Vehicle registration document
  • Tax notification document
  • Utility bill
  • Landline telephone bill
  • TV license bill
  • Bank or credit card statement
  • Home or motor insurance certificate

Don't have an address just yet?
No problem, click here for more info.


How to Top up your 3Money Card

There are numerous ways to top up you 3money card.

  • Use your debut card online or app.
  • Transfer money to your card from an international bank. You can send up to €5,000 at a time.
  • Top up vouchers can be bought in any 3Store, Payzone shops and Omni Vend Kiosks.
Top Up now
How to Top up your 3money Card


Increased limits

Your top up limit will increase to €25,000 per year

3Money Transfers

You can send to and receive money from other 3Money users


Going abroad?

You'll be able to use international ATMs

Bank Top Up

You can top up your 3Money card from your online bank account