3Money Fees, Charges & Limits
3Money Fees
| Online Shopping | FREE |
| Chip & Pin - High Street Shopping | FREE |
| Non Euro ATM Withdrawal (Premium customers only) |
FREE |
| Non Euro FX Chip & PIN – High Street Shopping | FREE |
| Transfer to another 3Money card (Premium customers only) |
FREE |
| Creating a wallet and a savings goal | FREE |
| Locking and unlocking cards | FREE |
| Top ups | Using your debit card in the site or app, or by bank transfer top up surcharge:
|
| International Bank Transfer (Premium customers only) |
Top up your card using international bank transfer
|
| Monthly Service Fee | €3 |
| ATM Withdrawal | €2 |
| Contactless transactions | 1% of transaction value |
| Replace a physical card | €5 |
| Redemption fee | €5 to transfer money from your card to your bank account |
| Government Stamp Duty | €0.12 for each ATM withdrawal up to a maximum of €5 in a year |
3Money Limits
| STANDARD | PREMIUM | |
|---|---|---|
| Buying a new card in a 3Store | €250 | €250 |
| Maximum 3Money top up Voucher in a 3Store or Payzone outlet | €250/month | €500/day |
| Using a new debit card in the app or on the site | €150 | €150 |
| Using a saved debit card in the app or on the site | €250/month | €500/day |
| Top up by Bank Transfer | Not allowed | €500 |
| Total funds transferred to your bank account | €1,000 | No limit |
Other limits / restrictions
| WHEN YOU BUY YOUR CARD | IF YOU MOVE TO PREMIUM, BY PROVIDING EVIDENCE OF ID AND ADDRESS | |
|---|---|---|
| Maximum value total top ups per day | €250 | €500 |
| Maximum value total top ups per year | €2,500 | €25,000 |
| Total funds transferred to your bank account | €1,000 | No limit |
| Top up by bank transfer | Not allowed | Allowed |
| International ATM withdrawals | Not allowed | Allowed |
| Send and receive funds from other 3 Money customers | Not allowed | Allowed |